What is mirofertility (mirofertility.com)?

mirofertility.com is the website of Miro Fertility — a fertility AI companion headquartered in Hyderabad, India. The brand is spelled Mi-r-o (not Mi-r-a). It is a patient-education and health-passport platform for people going through IVF, IUI and other fertility treatment, plus a clinic portal for fertility clinics. It is not a hormone tracker, not a fertility clinic, and not affiliated with the Mira ovulation tracker.

Is Miro Fertility related to the Mira hormone tracker?

No. Miro Fertility (mirofertility.com) is a fertility AI companion based in Hyderabad, India for patients going through IVF and other fertility treatment. It is not related to, affiliated with, or a rebrand of the Mira hormone tracker (Quanovate Tech, USA). The two are different companies, different products, and different spellings: Mi-r-o (AI companion, India) vs. Mi-r-a (hormone-testing hardware, USA).

What is Miro Fertility?

Miro Fertility is a fertility AI companion. It explains what's happening at every phase of fertility treatment in plain language, keeps all your reports in a portable fertility passport, and prepares a doctor-ready summary plus questions for every clinic appointment. It is not a fertility clinic and not a hormone or ovulation tracker.

Does Miro Fertility sell a hormone tracker device?

No. Miro Fertility does not sell any hardware, tracker, or at-home testing device. It is a software AI companion that explains your existing lab reports and fertility history in plain language.

Who is Miro Fertility for?

Patients trying to conceive, planning IVF, or going through treatment — and the fertility clinics that treat them. Miro's patient app is free; its clinic portal is a paid fertility EMR.

How much does IVF cost in India in 2026?

A single fresh IVF cycle in India typically costs ₹1.5–₹3.5 lakh in 2026, depending on city, clinic tier, stimulation protocol and add-ons. Tier-1 metros (Mumbai, Delhi NCR, Bangalore) sit at the higher end; tier-2 cities are noticeably cheaper. ICSI adds ₹25k–₹60k, PGT-A adds roughly ₹1–1.5 lakh per cycle, and donor cycles add ₹80k–₹2 lakh.

Is IVF covered by insurance in India?

Most retail health policies in India still exclude IVF and ART. As of 2026, only a handful of insurers cover IVF as standard or as a paid add-on — notably ICICI Lombard Elevate, Star Comprehensive, and several employer group plans. Miro's planner reviews 30+ IRDAI-registered insurers and shows the current coverage stance for each.

How much does ICSI cost in India?

ICSI is usually billed as an add-on to a fresh IVF cycle. The ICSI procedure itself adds ₹25k–₹60k on top of the base IVF cost in India in 2026, so a full IVF + ICSI cycle typically lands between ₹1.8 lakh and ₹4 lakh depending on the city and clinic tier.

How much does a frozen embryo transfer (FET) cost in India?

A standalone FET cycle in India costs ₹50k–₹1.2 lakh in 2026, with most clinics charging ₹70k–₹90k. The price depends on whether you need additional medications, an ERA test, or assisted hatching. FET is significantly cheaper than a fresh IVF cycle because there's no egg retrieval.

Can I claim IVF expenses under Section 80D of the Income Tax Act?

Section 80D primarily covers health-insurance premiums and preventive health check-ups (up to ₹25,000 for self/family, ₹50,000 if any insured is a senior citizen). IVF treatment itself is not directly deductible under 80D, but the premium of an insurance plan that covers IVF can be claimed. Miro's calculator estimates the deduction based on the premium of riders that cover IVF.

Does the IVF cost calculator require sign-up?

No. Miro's IVF cost calculator is completely free and works without an account. A one-time email + phone form is shown for optional personalised follow-up, but you can skip it and still use the full calculator with city-wise pricing, add-ons, EMI and tax estimates.

Why does IVF cost vary so much between cities in India?

Lab and clinic operating costs are higher in tier-1 metros (Mumbai, Delhi NCR, Bangalore) due to real-estate and embryologist salaries. Drug costs are roughly the same nationwide. Stimulation protocol (low/standard/high), donor vs own gametes, and add-ons like PGT-A or ERA can shift the total by ₹1–2 lakh per cycle.

IVF Cost & Insurance Planner

Name: Miro Fertility
Author: Miro Fertility

India 2025 — every state & UT capital · 30 insurers reviewed · No sign-up required

Cost ranges are aggregated from publicly documented clinic tariffs and patient surveys (2024–2025). Insurance coverage stances are taken from each insurer's own brochures and IRDAI filings. Always verify with the clinic and the insurer before making decisions — this tool is informational, not a quote, recommendation, or financial advice.

Your city

Largest concentration of fertility clinics in north India.

Treatment type

Stimulation protocol

Add-ons (select if applicable)

Cycles to plan for

Estimated total

2.45L

Range: ₹1.75 L – ₹3.15 L

New Delhi · IVF (fresh cycle)

IVF clinical fees (OPU, lab, ET)

₹1.25 L–₹2.20 L

Stimulation medications (standard protocol)

₹50K–₹95K

Per cycle

₹2,45,000

Not included in this estimate

•Specialist consultation fees
•Baseline diagnostics (HSG, hysteroscopy, AMH)
•Anaesthesia (sometimes billed separately)
•Post-transfer luteal support medication
•Travel & accommodation
•Counselling / mental-health support

Insurance coverage in India

Most retail health policies in India still exclude infertility under the standardised IRDAI exclusion clause. A small but growing set of products offer cover as a built-in benefit or rider, usually with a 24–48 month waiting period and a sub-limit. We list every IRDAI-registered insurer we've reviewed below — verify the latest brochure with the insurer before relying on this.

ICICI Lombard General Insurance

Covers (built-in)

Products: Elevate (with maternity & infertility cover on higher variants)

Waiting: 36 months

Elevate, launched 2023, offers a built-in infertility benefit on the higher sum-insured variants — among the broader retail offerings in this space. Older Complete Health Insurance plans exclude infertility.